For Sellers
Capital Gains Tax Estimator
Estimate your taxable gain after the $250K/$500K exclusion, and a California tax range. Education, not advice.
Filing status
Primary residence?
The $250,000 (single) and $500,000 (married) exclusion applies only to a primary residence you owned and lived in for at least 2 of the last 5 years.
- Cost basis (purchase + improvements)
- $1,050,000
- Selling costs
- $154,000
- Gross gain
- $996,000
- Primary-residence exclusion
- - $500,000
Estimated taxable gain$496,000
Estimated California tax$120,528 – $184,016
Range reflects roughly 24% to 37% combined (federal long-term capital gains plus the 3.8% net investment income tax plus California state tax). Your real rate depends on your income.
This is a general estimate, not tax advice. Alex Fairbanks is a licensed Realtor, not a tax advisor. Actual capital gains tax depends on your income, cost basis, depreciation, and current tax law, all of which change. Confirm your situation with a qualified CPA or tax attorney. Alex is glad to connect you with one.
Talk it through
Want the real numbers for your home?
These estimates get you close. For an exact, property-specific figure, and a plan tailored to your goals, Alex will prepare one personally, at no cost and no obligation.
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